HealthStar Health
Health First Family Floater
₹5–25 LakhNo room cap
From ₹14,880/yravailable
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Businessavailable
ICICI Lombard
BusinessGuard SME
From ₹18,500/yr
IRDAI-approved wording · shop/office occupancy; premium rated on area + stock
| Insurer | ICICI Lombard |
|---|---|
| What it bundles | Fire + burglary + EEE + liability |
| Add-on | Loss-of-profit (3 wks) |
| Renewal | One date |
| Occupancy | Shop/office/factory rated separately |
BusinessGuard bundles the four covers every business ends up buying separately: Standard Fire & Special Perils (the mandatory one for building and stock), burglary, electronic equipment and public liability. One renewal, one claim desk. Add loss-of-profit if three weeks of closure would squeeze working capital — it pays fixed costs while shutters are down.
We insure traders in Chickpet, clinics in Jayanagar and workshops in Peenya — premium depends on occupancy, not just square feet.
IRDAI disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale. IRDAI Licence No.: BROK/INS/2020/184 — Kavach Insurance Brokers Pvt. Ltd. Premiums shown are indicative starting from and subject to underwriting.
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