HealthStar Health
Health First Family Floater
₹5–25 LakhNo room cap
From ₹14,880/yravailable
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Child / Savingsavailable
HDFC Life
Child Future Secure
From ₹2,400/mo
IRDAI-approved wording · ULIP with 4 fund options (conservative to equity)
| Insurer | HDFC Life |
|---|---|
| Type | ULIP — savings + protection |
| Tenure | 10–20 years |
| Premium | From ₹2,400/mo |
| Funds | 4 options — switch free 4×/yr |
| WOP | Yes — premiums paid if parent unavailable |
| Maturity | Tax-free under 10(10D) |
Child Future Secure is a goal plan that does two jobs: if you're around, it saves systematically with equity/debt switching; if you're not, waiver-of-premium pays the remaining premiums so the child's fund isn't truncated and a separate life cover pays immediately.
Pick tenure to line up with your child's 18th birthday, not your retirement. We run the same goal through a PPF + term comparison so you see cost of guarantee vs flexibility before you choose.
IRDAI disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale. IRDAI Licence No.: BROK/INS/2020/184 — Kavach Insurance Brokers Pvt. Ltd. Premiums shown are indicative starting from and subject to underwriting.
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