HealthStar Health
Health First Family Floater
₹5–25 LakhNo room cap
From ₹14,880/yravailable
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Motoravailable
Bajaj Allianz
MotorCare Comprehensive
From ₹8,990/yr
IRDAI-approved wording · claim assistance included; IDV example: ₹8 lakh hatchback
| Insurer | Bajaj Allianz |
|---|---|
| Cover | Own damage + third party + PA |
| Add-ons recommended | Zero-dep, engine protect, consumables, NCB protect |
| Cashless garages | 4,800+ |
| Surveyor TAT | 24–48 hrs in Bengaluru |
| IDV band | Show 3 IDVs before fixing |
MotorCare is comprehensive done correctly: zero-depreciation for plastic, fibre and paint (so a ₹500 plastic bracket doesn't become ₹3,000 out of pocket), engine protect for waterlogging in May–October, and consumables for oil and nuts that bare policies cut. NCB protect keeps your 35–50% slab even after one small claim.
We show you IDV at three levels — low, correct and high — so you know what depreciation really costs before you fix the insured declared value.
IRDAI disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale. IRDAI Licence No.: BROK/INS/2020/184 — Kavach Insurance Brokers Pvt. Ltd. Premiums shown are indicative starting from and subject to underwriting.
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