HealthStar Health
Health First Family Floater
₹5–25 LakhNo room cap
From ₹14,880/yravailable
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Travelavailable
Tata AIG
TravelSafe Global
From ₹1,890/trip
IRDAI-approved wording · Schengen-approved wording; covers baggage delay after 12h
| Insurer | Tata AIG |
|---|---|
| Geography | Worldwide excl. home city |
| Medical (Schengen) | €30k min, plan gives $500k |
| Baggage delay | Pays after 12h |
| Trip cancellation | Non-refundable, with proof |
| Personal liability | $100k |
| Assistance | 24h global line |
TravelSafe is the visa officer's favourite — its Schengen wording is on every embassy list and Tata's global assistance line actually answers in Europe. $500k medical covers a week in a US hospital without worry, and baggage delay pays after 12 hours, not only on total loss.
Annual multi-trip is cheaper than three singles for frequent flyers. Students buying for the first semester — declare pre-existing honestly and we find acute-onset wording rather than hiding it.
IRDAI disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale. IRDAI Licence No.: BROK/INS/2020/184 — Kavach Insurance Brokers Pvt. Ltd. Premiums shown are indicative starting from and subject to underwriting.
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