44ADA for Doctors, Designers & Consultants: Save Without Gaming the System
When presumptive income helps — and when it doesn't.
5 Aug 2026
44ADA allows 50% deemed profit for professionals under ₹75 lakh — but it blocks certain expenses and has nuance on advance tax.
When to choose it
- Low actual expenses
- No need for detailed books
- But watch 5-year lock-in
We model both options before you file. Ask for a comparison.