Home & Property

Home insurance is underbought because people insure the loan, not the house. A home cover must add structure (reconstruction cost, not market price), contents (appliances, furniture, jewellery sub-limited) and additional rent for the months you can't live there. Our SecureHome Prime does all three, with natural catastrophe and burglary from the same premium. Tenants can buy contents-only; apartment owners should check if society's cover overlaps and then top-up.