What to check before you book an under-construction flat

3 Jun 2025

Booking an under-construction home means paying now for something you will only walk into years later. The documents matter more than the brochure. Here are the seven our sales desk hands you unprompted — and what each one actually protects.

1. RERA registration certificate

The project's RERA ID confirms it is registered, the promoter is disclosed, and the timeline is on record. If the ID is not verifiable on the state RERA portal, walk away — it is the single most basic disclosure.

2. Approved plan and sanctions

The sanctioned building plan, the commencement certificate and the environmental clearance (where applicable). These confirm what you see in the sample flat is what will be built — floor count, setbacks and FSI.

3. Title report

A title opinion from an independent advocate tracing ownership back to the original patta. For plotted developments, it should run plot-by-plot. A clean title is what makes your sale deed register without contest.

4. The sale and construction agreement

Two documents, usually bundled: the sale agreement (your ownership of the unit) and the construction agreement (the promoter's obligation to build it). Read the possession date, the delay penalty, and the defect-liability period.

5. Carpet-area breakdown

A signed statement of carpet, built-up and super built-up, with the loading ratio. RERA makes carpet the price base; the breakdown is what lets you compare us to anyone else honestly. See our carpet-area guide.

6. Payment schedule tied to milestones

Under RERA, 70% of your money must sit in an escrow account tied to the project and released against construction milestones. The schedule should match slabs of progress, not calendar dates.

7. The sample-flat declaration

A written declaration that the sample flat reflects the finish, fittings and flooring of the handed-over unit. We keep ours posted at the sample flat itself — it is the simplest way to hold us to what you saw.

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