Business & SME
Shop, office and factory — fire, burglary, liability and loss-of-profit under one renewal.
A business needs four covers that usually get bought separately and then forgotten: Standard Fire & Special Perils (the mandatory one for stock and building), burglary, electronic equipment, and public liability. BusinessGuard bundles them so renewal is one date and claim is one desk. Add loss-of-profit if three weeks of closure would hurt working capital — it pays the fixed costs while the shutters are down.
We insure traders in Chickpet, clinics in Jayanagar and workshops in Peenya — premium is rated on occupancy, not just area.