Motor

Third-party is law; comprehensive is sense. We don't sell pre-bundled packs — we ask your car age, city parking and commute. New car under 5 years? Zero-depreciation is the first add-on — it wipes depreciation on fibre, paint and plastic so you pay almost nothing. Basement parking in Bengaluru? Add engine protect — hydrostatic lock during waterlogging is the claim we see most often from May to October. Daily driver? Consumables and NCB protect save around ₹2,000–₹3,000 at claim time.

Own-damage premium depends on IDV — we show you three IDVs before you fix one.